PSE Policies

Your data. Your rights. Our commitment to transparency.

Privacy Policy

By providing your personal data, you consent to PSE collecting, processing, and storing your information in accordance with our Privacy Policy and applicable data protection laws

Introduction

At PSE, we are committed to safeguarding the privacy and security of the personal data entrusted to us. This Privacy Policy outlines how we collect, use, and protect personal information in compliance with applicable data protection laws.

This policy applies to all data subjects, including clients, customers, vendors, employees, and other individuals whose personal data is collected, processed, and stored by PSE.

  • We collect various types of personal data, including but not limited to:

    • Personal Details: Name, gender, date of birth, photographs, biometric information.
    • Contact Information: Email addresses, phone numbers, residential and mailing addresses.
    • Identification Data: ID numbers (e.g., National Identification Number), passport details, bank verification numbers (BVN), signatures.
    • Employment Information: Job titles, employment history, next of kin, guarantors, references.
    • Financial Details: Bank account information, transaction histories, credit information.
    • Digital Data: IP addresses, cookies, login credentials, and other data related to the use of our websites and online services.

  • Personal data is collected through various channels, including:

    • Physical forms filled out in person.
    • Online forms and applications on our website.
    • Digital interactions via our websites, applications, and other online platforms.
    • Communications through email, phone, or other means.

  • We process personal data based on the following legal grounds:

    • Consent: When individuals provide explicit permission for specific processing activities.
    • Contractual Necessity: To fulfil contractual obligations with clients, vendors, or employees.
    • Legal Obligations: To comply with legal and regulatory requirements.
    • Legitimate Interests: For purposes such as fraud prevention, network security, and business operations, provided these interests do not override individual rights.

  • We collect and process personal data for various purposes, including:

    • Service Delivery: To provide, manage, and personalize our products and services.
    • Regulatory Compliance: To adhere to legal obligations, including Know Your Customer (KYC) requirements, anti-money laundering (AML) regulations, and other financial laws.
    • Relationship Management: To manage relationships with clients, suppliers, partners, and employees effectively.
    • Communication: To send information about our products, services, promotions, and events.
    • Security: To protect against fraud, unauthorized transactions, and other liabilities.
    • Employment Purposes: To manage employment relationships, including payroll, benefits, and performance evaluations.

  • We may share personal data with:

    • Related Companies: For internal operations and to offer additional products and services.
    • Service Providers: Third-party vendors who assist in our business operations, such as payment processors, IT service providers, and marketing agencies.
    • Regulatory and Legal Authorities: To comply with legal obligations, court orders, or regulatory requirements.
    • Professional Advisors: Including auditors, legal counsel, and consultants.
    • Social Media Platforms: When interacting with users on platforms like Facebook, Twitter, LinkedIn, etc., subject to each platform’s privacy policies.

We implement appropriate technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, or destruction. Access to personal data is restricted to authorized personnel who require it for legitimate business purposes.

Personal data is retained in accordance with our data retention policy and applicable laws. Generally, we retain data:

  • For as long as necessary to fulfil the purposes outlined in this policy.
  • As required by legal, regulatory, or contractual obligations.
  • Typically, for a period of at least five years after the end of the relationship, unless otherwise required by law.

After the retention period, personal data may be archived, anonymized, or securely deleted.

Personal data collected may be processed in countries outside of Nigeria. In such cases, we ensure that appropriate safeguards are in place to protect the data in accordance with applicable data protection laws.

Individuals have the following rights regarding their personal data:

  • Access: To request and obtain a copy of their personal data.
  • Rectification: To correct inaccuracies or incomplete data.
  • Erasure: To request deletion of their data, subject to legal and contractual constraints.
  • Restriction: To limit the processing of their data under certain circumstances.
  • Objection: To object to processing based on legitimate interests.
  • Data Portability: To receive their data in a structured, commonly used format.

To exercise these rights, individuals can contact us using the information provided inthe “Contact Us” section.

We do not knowingly collect personal data from children without appropriate consent from a parent or legal guardian. If we become aware that we have inadvertently collected such data, we will take steps to delete it promptly.

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The updated policy will be posted on our website with the effective date.

For questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact our Data Protection Officer at:

  • Email: operations@panoramicsynergy.com
  • Address: 63, Kudirat Abiola Way, Oregun, Lagos

By engaging with PSE, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, processing, and sharing of your personal data as described herein.

Terms Of Use

By using this  PSE website, you agree to our Terms of Use. Please read them carefully.

 

Introduction

Welcome to Panoramic Synergy Enterprises Limited’s (herein after “PSE”) website. The website, www.panoramicsynergy.com, is made available PSE, and by accessing or using our website, you agree to comply with these Terms of Use. If you do not agree with any part of these terms, please do not use our website.

PSE reserves the right to update or modify these terms at any time without prior notice. By continuing to access and use this Website after any updates to these Terms of Use, you acknowledge and accept the changes. It is your responsibility to stay informed about any revisions by regularly checking this webpage.

The content on this website is provided for general informational purposes only and should not be considered as advice. While PSE strives to ensure the accuracy and timeliness of the information presented, it does not guarantee that the website or its content is error-free, completely accurate, or devoid of defects, malware, or viruses.

  • You may use this website for lawful purposes only and in accordance with these terms.
  • Unauthorized use of this website, including attempting to gain unauthorized access to any part of the site or interfering with its operation, is strictly prohibited.
  • You may access, duplicate, print, and share the content on this website without modification, provided that: (i) there are no restrictions on copying, printing, or distributing the content; (ii) your use is strictly for informational and non-commercial purposes; (iii) any copies you create retain the original copyright notice or attribution; and (iv) you adhere to all requirements outlined in these Terms of Use.
  • PSE reserves the right to suspend or terminate access to users who violate these terms.
  • All content on this website, including text, graphics, logos, images, and software, is the property of PSE or its licensors and is protected by intellectual property laws.
  • You may not reproduce, distribute, modify, or use any content without prior written permission from PSE.
  • By using this website, you agree to PSE’s collection and processing of personal data as outlined in our Privacy Policy.
  • We take reasonable measures to protect user data but do not guarantee absolute security
  • This website may contain links to third-party websites for convenience. PSE is not responsible for the content, security, or privacy practices of external sites.
  • Users should review third-party privacy policies before providing any personal information.
  • The content on this website is provided for informational purposes only and is not intended as professional advice.
  • PSE makes no warranties regarding the accuracy, reliability, or availability of this website.
  • To the fullest extent permitted by law, PSE shall not be liable for any damages resulting from the use or inability to use this website.
  • These Terms of Use are governed by the laws of Nigeria. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Nigeria.

For questions or concerns regarding these Terms of Use, please contact us at operations@panoramicsynergy.com

Effective Date: 1 March 2025